Why Contingent Offers Fail in Washington (What Buyers & Sellers Need to Know – 2025 Guide)

Contingent offers — where you need to sell your current home before buying the next one — can work in Washington. I help families do this successfully every single month.

But here’s the truth most buyers aren’t told:

Contingent offers fail more often than they succeed — not because they’re bad, but because the strategy behind them isn’t strong enough.

If you’re planning to buy and sell at the same time, here are the real reasons contingent offers fall apart in our Washington market… and how to avoid every single one.

 

1. The Buyer’s Home Isn’t Priced Correctly

This is the #1 reason contingent offers get rejected or collapse later.

If your current home is:

  • Overpriced

  • Stale on the market

  • Out of alignment with current comps

  • Sitting longer than competing properties

Sellers lose confidence in your ability to close.

For deeper insight:
How to Price Your Home Right in Today’s Market
 

2. The Buyer’s Home Isn’t Market-Ready

Sellers will reject contingent offers if the buyer’s home isn’t:

  • Decluttered

  • Cleaned

  • Staged

  • Repaired

  • Photographed professionally

  • Listed with strong marketing

When prep work is missing, sellers assume delays.

For help preparing your home:
Preparing a Long-Time Washington Home for Sale
 

3. No Active Listing Yet (Soft Contingencies)

Many buyers say:

“We’re planning to list our home soon.”

But in this market, planning isn’t enough.

Sellers want:

  • A live listing

  • A showing schedule

  • MLS photos

  • Real traffic

A contingent offer without a live listing is rarely accepted.

 

4. The Buyer’s Home Has Inspection Risks

If your home has known problems like:

  • Roof age

  • Crawlspace moisture

  • Old electrical panel

  • Attic mold

  • Sewer issues

Sellers worry the deal will collapse.

Learn the biggest inspection red flags:
Common Inspection Problems in Pierce County
 

5. Weak Timeline or Extended Contingency Window

Sellers want:

  • Short timelines

  • Clear deadlines

  • Predictable closing

Contingent offers fail when buyers ask for:

  • 45+ days to list

  • 30+ days to secure a buyer

  • Extra-long closing periods

Speed builds confidence. Hesitation kills the deal.

 

6. The Buyer’s Financing Is Tight

Sellers get nervous when buyers have:

  • High DTI

  • Little cash reserves

  • Down payment limitations

  • Strict loan requirements

  • Slow lender communication

Financing issues are one of the top reasons contingent offers collapse at the finish line.

 

7. Appraisal Risk on the Buyer’s Home

If the buyer’s home:

  • Is in a shifting market

  • Has unique features

  • Lacks strong comps

  • Is aggressively priced

An appraisal shortfall could stop the entire chain.

To understand market timing better:
Timing the Washington Market

 8. The Seller Receives a Stronger Offer

Even if a seller likes your contingent offer, it often loses when another offer comes in that is:

  • Non-contingent

  • Cash

  • Faster

  • More certain

  • Higher price

Washington’s competitive market means contingencies are at a disadvantage.

 

9. The Buyer’s Home Doesn’t Attract Enough Traffic

Low showings = low confidence.

When your home:

  • Isn’t marketed well

  • Isn’t optimized online

  • Has poor photography

  • Isn’t priced for demand

Your contingent offer becomes risky.

For more insight into slow traffic and stale listings:
Why Homes Sit on the Market in Washington

 10. The Buyer Doesn’t Have a Backup Plan

Sellers want to know:

“What happens if your home doesn’t sell?”

Contingent offers fail when buyers don’t have:

  • Temporary housing options

  • Bridge-loan alternatives

  • Rent-back strategies

  • Clear Plan B

If a buyer has no safety net, sellers walk.

Learn more about alternatives:
Bridge Loan Alternatives in Washington

How to Make a Contingent Offer WORK in Washington

✔ Get your home fully prepped before writing

✔ Price it competitively

✔ Have professional photography ready

✔ Keep timelines tight and clean

✔ Show sellers you’re serious

✔ Work with an agent who handles simultaneous moves weekly

✔ Create a backup plan before writing the offer

Contingent offers don’t fail because they’re impossible.
They fail because they’re not structured strategically.

With the right plan, they can work beautifully — and I help families pull them off every single month.

 Written by: Lani Fisher — Washington Realtor Specializing in Simultaneous Buy/Sell Moves

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Why Washington Sellers Reject Your Offer (Even When It Looks Great – 2025 Guide)

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Why Homes Fail Pre-Inspection in Washington (What Buyers & Sellers Need to Know – 2025 Guide)