Why WA Sellers Think “As-Is” Protects Them (When It Doesn’t — 2025 Guide)

“As-is.”

It’s one of the most misunderstood phrases in Washington real estate.
Sellers often assume:

  • “If I list my home as-is, I don’t have to deal with repairs.”

  • “The buyer can’t negotiate anything.”

  • “This protects me from surprises during the inspection.”

  • “I’m off the hook legally.”

Unfortunately… none of this is true.

Selling “as-is” feels empowering, but Washington’s laws, inspection rules, and buyer protections don’t disappear just because those two words appear in the listing.

After helping sellers across Pierce County, Thurston County, King County, and the JBLM corridor — including estate sales, downsizers, military relocations, and complicated situations — I’ve seen many sellers blindsided by what “as-is” actually means.

Let’s break it down clearly, simply, and realistically.

 

1. “As-Is” Doesn’t Remove Your Legal Obligation to Disclose

In Washington, sellers MUST complete the Form 17 Seller Disclosure Statement, unless:

  • it’s an estate sale

  • it’s a foreclosure

  • it’s a transfer between family members

Listing a home “as-is” doesn’t eliminate:

  • your duty to disclose known defects

  • your responsibility to answer Form 17 honestly

  • your legal exposure for withholding information

  • buyer’s right to request further evaluation

Many sellers incorrectly believe “as-is” means:

“I don’t have to say anything.”

Not true in WA.

 

2. “As-Is” Doesn’t Prevent Buyers From Doing an Inspection

Even if your listing says “as-is,” buyers still have the right to:

  • conduct an inspection

  • hire specialists (roof, sewer, mold, HVAC, etc.)

  • ask questions

  • request repair estimates

  • negotiate based on findings

You can decline repairs under “as-is,”
but buyers can still:

  • renegotiate

  • ask for credits

  • back out during the inspection window

This is why so many deals fall apart:
Why Washington Homes Fall Out of Contract (Real Reasons Deals Collapse)
 

3. “As-Is” Doesn’t Stop Buyers From Asking for Repairs (They Will)

Even on as-is listings, buyers often still ask for:

  • electrical fixes

  • plumbing repairs

  • roof repairs

  • safety issues

  • septic pumpings

  • HVAC repairs

  • structural evaluations

Because in Washington, buyers expect:

  • safety

  • functionality

  • structural soundness

What you intend and how buyers interpret the home are not the same.

Many sellers are surprised when a buyer submits repair requests on an as-is listing — but this is normal.

To see how buyers negotiate repairs, sellers benefit from this blog:
Why Washington Buyers Fail To Negotiate Repairs Successfully
 

4. “As-Is” Doesn’t Protect You From Inspection Surprises

This is the biggest shock for sellers.

Sellers believe:

“If I list as-is, the buyer accepts the home’s condition.”

But buyers still perform inspections — and their findings can derail the deal, even if you aren’t repairing anything.

This happens because buyers can still:

  • walk away

  • renegotiate

  • request price reductions

  • ask for credits

  • demand safety-related fixes

  • get nervous about condition

If the inspection reveals big issues — crawlspace moisture, roof aging, electrical hazards, furnace concerns — many buyers simply walk.

This blog shows exactly what inspectors find locally:
Common Inspection Problems in Pierce County
 

5. “As-Is” Doesn’t Mean You Avoid Appraisal Problems

Even if you don’t want to make repairs, the lender might require them.

Appraisers can flag:

  • missing handrails

  • peeling paint (FHA/VA)

  • roof damage

  • broken windows

  • electrical hazards

  • unsafe deck stairs

  • non-functioning heat sources

If the buyer is using:

  • VA

  • FHA

  • USDA

…the lender will require repairs to close.

In Pierce County, this is very common for VA buyers near JBLM.

Even “as-is” sellers end up:

  • fixing safety issues

  • repairing roofs

  • adding smoke detectors

  • scraping paint

  • addressing electrical hazards

Because the lender requires it — not the buyer.

To understand why appraisals cause sellers stress, this blog helps:
Why Low Appraisals Happen in Pierce County
 

6. “As-Is” Doesn’t Prevent Buyers From Walking Away

Many sellers think listing as-is means:

“The buyer has no choice but to stay in the deal.”

But in Washington, buyers almost always have an inspection contingency.

They can back out for:

  • condition

  • safety concerns

  • repairs they don’t want

  • unexpected findings

  • emotional discomfort

  • fear of long-term costs

“As-is” doesn’t bind them to your home — it just means you are not agreeing to fix anything.

 

7. “As-Is” Often Attracts the Most Demanding Buyers

Ironically, as-is listings often attract:

  • investors

  • cash buyers

  • bargain hunters

  • buyers expecting discounts

  • buyers looking for leverage

  • buyers searching for “deals”

These buyers may:

  • be more aggressive

  • ask for price cuts

  • request post-inspection discounts

  • be hyper-critical of condition

This is why many as-is sellers feel overwhelmed and frustrated — the comments and feedback are much harsher on as-is listings.

 

8. Sellers Think “As-Is” Removes Responsibility — It Actually Shifts It

“As-is” doesn’t eliminate responsibility.
It shifts it from repairs to pricing.

If you want to sell as-is, you must:

  • price for condition

  • expect inspection findings

  • account for buyer risk

  • attract the right buyer pool

  • anticipate lender-required repairs

  • prepare emotionally for feedback

As-is homes succeed when:

  • sellers price realistically

  • sellers understand buyer psychology

  • sellers prep their home enough to avoid major red flags

This relates to another common seller struggle:
Why Homes Sit on the Market in Washington — Real Reasons Sellers Don’t Expect

 9. “As-Is” Doesn’t Hide Anything — The Inspection Report Reveals Everything

Even if you choose not to repair anything, buyers will still learn:

  • the roof age

  • the furnace condition

  • moisture levels in the crawlspace

  • electrical panel issues

  • drainage concerns

  • plumbing leaks

  • structural findings

The buyer will see everything.

And once they see it, they decide whether to:

  • continue

  • renegotiate

  • request concessions

  • walk

  • or switch to another home

Sellers often say:

“They knew it was as-is. Why are they asking for repairs?”

Because the inspection revealed the real condition — not the seller’s perception of it.

 

10. Sellers Don’t Realize They Still Need a Strategy

As-is homes still require:

  • correct pricing

  • strategic marketing

  • expectation-setting

  • understanding buyer loan types

  • knowing how buyers think

  • inspection preparation

  • strong negotiation guidance

Without this, even as-is homes sit — or fall out of contract.

If you want to understand why deals collapse after inspection week, here’s your internal link:
Why Washington Buyers Fail To Negotiate Repairs Successfully
 

Final Thoughts: “As-Is” Isn’t a Shield — It’s a Strategy

The truth is simple:

As-is is not protection. It’s positioning.

Done correctly, as-is can work beautifully — especially for:

  • estate sales

  • inherited homes

  • outdated homes

  • homes needing major repairs

  • sellers with limited time

  • sellers who cannot invest in updates

But it must be handled with:

  • clarity

  • realistic pricing

  • full disclosure

  • strategic marketing

  • an understanding of buyer psychology

  • proper expectation-setting

When done wrong?
As-is creates disappointment, renegotiation, and deals falling through.

 If you’re thinking about selling your Washington home as-is, I’d love to walk through the property with you and create a strategy that protects your timeline, your equity, and your peace of mind.

 Written by: Lani Fisher — Washington Realtor Helping Everyday Buyers & Sellers With Confidence

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